Bitcoin Loans

SoFi Expands Into Crypto Trading

SoFi, now a nationally chartered bank, has launched in-app crypto trading, enabling users to buy, sell, and hold assets like Bitcoin, Ethereum, and Solana directly in their existing banking apps. This marks SoFi as the first bank in the U.S. to offer such a service, and the company plans further integration with products like a USD stablecoin and crypto-backed lending. This development comes after SoFi paused its digital asset services in 2023, highlighting a renewed confidence as crypto regulation evolves.​

DeFi and Crypto Lending Surge

DeFi protocols continue expanding, particularly through platforms like Morpho and Aave, enabling users to lend or borrow using tokenized real-world assets such as treasuries and funds. Major fintechs like Coinbase have relaunched crypto-backed loan products, partnering on the backend with DeFi lenders to offer secure, overcollateralized lending. These developments highlight growing consumer appetite for decentralized finance tools and further blur the lines between traditional finance and crypto markets.​

CoinDesk Insights and Industry Analysis

CoinDesk has reported on crypto lending trends, with some firms surpassing $1 billion in loan originations this year, including $392 million in BTC-backed loans in the third quarter. The sector has seen renewed vigor after setbacks in earlier years, with lending services rebounding and integrating more DeFi infrastructure.​

Focus: BitcoinLoans.credit

The platform bitcoinloans.credit has attracted attention in the decentralized lending space, leveraging Bitcoin holdings as collateral for peer-to-peer loans. While details for November 2025 were not widely reported in mainstream financial news, platforms of this kind typically enable users to secure loans against their Bitcoin without traditional credit checks, integrating DeFi protocols for efficiency and transparency. This reflects a broader trend of platforms bridging the gap between Bitcoin investors and accessible financing solutions.

http://www.bitcoinloans.credit has participated in news of Bitcoin loans news of JPMORGAN, SQUARE, CoinDesk and a number of Defi & SoFi